New Jersey Daycare and Child Care Grants


Looking for a bank loan to fund and maintain a child care business is an arduous endeavor. That is the reason why a lot of people that plans to start up their own child care business usually get their capital from their own savings or resort to borrowing money from other people—or both. Most of the time, even though the business is financially unstable, they still try to push it through for the simple reason that they love children and would want to help out the community, especially the working parents that are in need of child care services as they work.

Instead of looking for a loan from a bank or from other people, a more advantageous alternative would be to ask grants from the various organizations that offer them. They are offered by both government and non-government agencies and aim to help would-be child care business entrepreneurs to kick-off and sustain their business. However, a single grant is not enough to fill in all the gaps, that is why it is necessary to get multiple grants in order to maintain your business. The best place to look for grants would have to be the local Child and Family Service Offices in your area which have access to several grant programs.

Applying for grants are easier than what they seem since a lot of these grant giving organizations have ready-made application forms that are easy to understand. The basic requirements in asking for grants are usually the license to operate and your federal tax I.D. number. Still, some grants are exclusive to child care centers that cater to a specific target population of children so it would be wise to look into those also.

To apply for a grant, you would also need a grant proposal. This is a request that states the reasons why your center should be given a grant. Simply put, it is a document that aims to sell your business to the grant approval board and give them reason enough to approve of your request. Therefore, you must highlight specific purposes of your center as well as the benefits it can give the community. It must also explain how you plan to utilize the grant money in detail.

Different Sources of Grants

  1. Federal

    Federal grants are funded by the different agencies of the federal government. Typically, grants from a federal agency are funneled down to the communities through state agencies.

    U.S. Department of Agriculture – It has two agencies with start-up/expansion funding programs:

    The Rural Housing Service (RHS) has facility funding available for non-profits or local governments that support child care facilities. (

    The Rural Business Cooperative Service has guaranteed loan programs for small business development available for profit child care programs. For eligibility or to apply for any of their programs, contact the state or local Rural Development Office,

    U.S. Department of Health and Human Services (DHHS) – The agency has funding programs that support child care services. The Child Care Bureau has several funding programs for child care facilities.

    U.S. Department of Housing and Urban Development (HUD) – It supports child care facilities near or within public housing, EZ/EC’s, or low-income areas through facility construction using block grants, programs, and networks. To determine eligibility or to apply for any of their programs, contact the state HUD office at

    U.S. Small Business Administration (SBA) – It provides small businesses financing options, technical assistance, and child care resource information. Check with your local SBA offices at

    U.S. General Services Administration – It has programs that allow the donation of surplus federal personal property to state and local public agencies and qualifying nonprofits, which include child care centers. Please contact

    There are other federal programs that support child care such as:

    The Child Care and Development Fund (CCDF) provides child care vouchers to subsidize the cost of care for low-income families as well as funds for state child care quality improvement initiatives. Nearly half of all children receiving CCDF subsidies are between the ages of five and 12. States are required to utilize at least 4 percent of their CCDF funds on quality activities and may also use discretionary funds earmarked by Congress for school-age care quality improvements and/or resource and referral activities. States may choose to use these funds to support initiatives to improve the quality and availability of school-age care, such as training programs or capacity-building grants for afterschool providers.

    Temporary Assistance to Needy Families (TANF) funds, which provide financial support for low-income families, may also be used to support afterschool programs in ways consistent with one or more of the four purposes of the TANF program. States may either directly spend TANF funds on afterschool programs and initiatives, or states can transfer up to 30 percent of their federal TANF allocation to the CCDF. TANF funds transferred to CCDF are subject to all of the CCDF rules and requirements, and can be used to expand out-of-school time capacity-building and quality-enhancement efforts. Direct TANF spending can provide states with additional flexibility when it comes to afterschool care. For example, funds can support services for older youth and can support programs as well as individual subsidies for children.

    The 21st Century Community Learning Centers (21CCLC) is the only federal funding source that exclusively supports afterschool programs. The purpose of 21CCLC is to support community learning centers that provide students with a broad array of academic enrichment services, including tutoring, homework help, and community service, as well as music, arts, sports, and cultural activities. When the program first began in 1998, the U.S. Department of Education made competitive awards directly to school districts. However, following the passage of the No Child Left Behind Act in 2002, 21CCLC was converted into a state formula grant program. As a result, the Department of Education awards grants to State Education Agencies (SEAs), which then manage statewide competitions to grant funds to eligible organizations.

    Federal Food and Nutrition Programs may support snacks or meals for afterschool program participants. After school programs may be able to receive reimbursements from one of four different food and nutrition programs administered by the U.S. Department of Agriculture: the National School Lunch Program: Afternoon Snacks, the Child and Adults Care Food Program, the Summer Food Service Program and the School Breakfast Program. Reimbursement from these programs can be used to free up funds already spent on meals and snacks to support other program components.

  2. State

    There are several state agencies in New Jersey that fund child care assistance programs. Many grants can be obtained through the Family Child Care and Development Grants. Applications can be made through In addition, funding sources can be accessed through the following programs of the New Jersey Department of Human Services:

    Office of Education
    The Office of Education provides intensive 12 month educational services and supports to children and young adults ages 3 through 21. The severity or uniqueness of their needs requires removal from the public school setting for a period of time. A successful return to school and participation in community life are goals for all OOE students.

    These State and federally compliant education programs are designed for students who:

    • Exhibit severe cognitive, physical, behavioral and emotional disabilities;
    • Exhibit a variety of moderate to severe learning disabilities;
    • Are at risk of school failure; and/or
    • Are pregnant/parenting teens (programs are available for infant/toddlers of parenting teens)

    Regular and special education programs are individually designed and provided to these students in the least restrictive environment.

    Contact Information:

    Child Care Services
    The Department of Children and Families, Office of Licensing (OOL), licenses and inspects child care centers and registered family child care providers in New Jersey. For information on a specific child care center, call the OOL at 877-667-9845.

    For child care resources in your area, call the Child Care Help Line of New Jersey at 1-800-332-9227.

    Work First New Jersey
    New Jersey’s welfare program for families is known as WorkFirst New Jersey Temporary Assistance for Needy Families (WFNJ/TANF). The state also has a program for single adults and couples without children, known as WorkFirst New Jersey General Assistance (WFNJ/GA).

    For more information call 1-800-792-9773.

    Child Support Services

    The Department of Human Services Office of Child Support Services assists parents to obtain the financial support necessary for their children to prosper in a stable setting, and helps parents understand how critical their participation is in the lives of their children.

    Learn how you can apply for child support services call 1-877-NJKIDS1.

  3. Private

    Private foundations that are based or operating in the State of New Jersey, as well as those operating nationwide, can also be tapped as source of funding for the establishment and operation of child care business, support for parents and families to avail of child care services, and the training of professionals in the field of child care. Some of these foundations are the following:

    Campbell Soup Foundation
    The Campbell Soup Foundation places particular emphasis on Camden, N.J., birthplace of Campbell’s flagship soup business and home of our world headquarters. Each year, the Foundation donates more than $1 million to a variety of organizations that are expanding the educational, cultural, residential, employment and other opportunities of Camden residents. Nourishing the lives of the people of Camden, particularly the children, is among our top priorities.

    Geographical areas: Multiple geographical areas.

    Contact Information:
    Please call us toll free at 1-800-257-8443, Monday – Friday 9AM to 7PM EST.

    Postal Address:
    Campbell Soup Company, 1 Campbell Place Camden, NJ 08103-1701

    Edward W. and Stella C. Van Houten Memorial Fund
    The Van Houten Memorial Fund provides funding for health and human services, education, education of medical professionals, and the care of children, was established in 1978 in memory of her husband and herself. The Van Houten’s had a particular fondness for the Valley Hospital of Ridgewood, NJ and for the Rollins College in Florida. We continue to honor their preferences with grants to these two organizations in addition to grants to other organizations.

    Contact Information:

    The Edward W. and Stella C. Van Houten Memorial Fund
    Wachovia Bank, N.A.
    190 River Road, NJ3132
    Summit, New Jersey 07901

    M&M Giletto Children’s Charitable Organization
    Our foundation, MM Giletto Children’s Charitable Organization, was started in 2000. Based in Mount Laurel, New Jersey, we started by helping area families, with children, they were in need either by raising money for medical purposes, a death of a member or a severe illness in the family.

    Contact Information:
    2901 Marne Highway
    Mt. Laurel, NJ 08054

    Rockefeller Brothers Fund (RBF)

    RBF is dedicated to promoting the well-being of all people in the transition to global interdependence. One of the goals of the fund’s Education Program is to promote universal, quality education and care for pre-K children by using a comprehensive approach to their development, including concerns for health, safety, and readiness to learn. Strategies include supporting development of public policies that promote universal access to early childhood programs, and advancing the professional development of early educators.

    Contact Information:

    Mary Owen Borden Foundation
    The Mary Owen Borden Foundation accepts grant requests that are limited to nonprofit organizations located and operating in Monmouth and Mercer counties in New Jersey. The Foundation’s special focus is on programs that address the needs of economically disadvantaged youth and their families. This includes needs such as: health, family planning, education, counseling, childcare, substance abuse, and delinquency. Other areas of interest for the Foundation include affordable housing, conservation, environment, and the arts.

    Contact Information:
    Quinn McKean, Executive Director
    Mary Owen Borden Foundation
    4 Blackpoint Horseshoe, Rumson, NJ 07760
    Phone (732) 741-4645

    Fax (732) 741-2542

    Nicholson Foundation
    The mission of The Nicholson Foundation is to work with families and communities to help their children become healthy, productive adults and realize their potential, by enhancing and connecting programs across the human-services delivery system. The Foundation’s geographic focus is the State of New Jersey, with special emphasis on urban neighborhoods in Essex County.

    Contact Information:

    Olivia’s Organics Charitable Foundation

    The Olivia’s Organics Charitable Foundation was established in early 2006 as a way to invest in the lives of children. The Foundation seeks to give direct-service grants to organizations that work with children by providing services that have an immediate and tangible impact on their well-being. The foundation does not accept unsolicited grants, but instead chooses organizations with which it would like to partner for each quarter of the fiscal year. Unsolicited grant applications to the Olivia’s Organics Charitable Foundation are not accepted. Please do not send a general grant application request form to the organization. If you would like to make the Foundation aware of the work that you do, please send a one page cover letter and three copies of your organization’s information brochure. Since its inceptions the Foundation has proudly partnered with dozens of children’s charities in New England, New York, New Jersey and Pennsylvania.

    Contact Information:

    Olivia’s Organics
    PO Box 6277 Chelsea, MA 02150
    Phone: 617.884.1816

    Page Hill Foundation
    The Page Hill Foundation, Inc, founded in 1997, is a small family foundation focused on improving the lives of America’s less fortunate youth. Some of the programs that have been supported include summer camp programs for urban children, programs for the hearing-impaired, bias reduction programs, programs for victims of domestic violence, urban youth recreation camps, mentoring programs for single parent children, eating disorder programs, scholarships, housing programs, advocacy programs for minors involved in our court system, and computer education for children. Geographical focus – New Hampshire & Primarily, but not exclusively, Morris or Union County, New Jersey.

    Contact Information:

    Robert and Joan Dircks Foundation
    The Robert and Joan Dircks Foundation focuses on programs and projects that provide opportunities to children and individuals who are physically, mentally or economically disadvantaged in New Jersey. The Foundation concentrates on small non-profit organizations that provide programs and projects that prevent or solve problems, rather than meet basic needs. The Foundation does not award grants for political or lobbying activities, environmental or cultural projects, capital or annual campaigns, endowments, operating budgets, deficit or debt reduction, loans or housing projects. Also, grants are not made to programs of national or international scope.

    Contact Information:
    Or write to us at
    Robert and Joan Dircks Foundation, Inc.
    P. O. Box 6
    Mountain Lakes, NJ 07046

    Schumann Fund for New Jersey
    The Schumann Fund for New Jersey is a tax- exempt, private foundation, incorporated as a corporation not for pecuniary profit under the laws of the State of New Jersey. Schumann Fund program priorities fall into four categories: Early Childhood Development, Environmental Protection, Essex County, Public Policy. In general, the Schumann Fund for New Jersey does not accept applications for capital campaigns, annual giving, endowment, direct support of individuals, or local programs in counties other than Essex. Projects in the arts, healthcare, and housing development normally fall outside the fund’s priority areas.

    Contact Information:

    Stop & Shop Supermarket Company
    The Stop & Shop Supermarket Company prides itself on being a good neighbor and supporting all the communities in which we operate. Its charitable initiatives, focusing on three major areas: hunger, combating childhood cancer, and children’s educational and support programs, have helped thousands of people of every background and lifestyle.

    Contact Information:

    Subaru of America Foundation
    The Subaru of America Foundation was established in 1984 as a way to formally address and support the needs of local communities. Since that time, the Foundation has awarded more than $6 million to programs that serve primarily children. By offering young people creative enrichment, environmental, and educational programs that engage them in the learning process, we are not only taking an active role in helping to make learning a more participatory fun educational experience but also helping to build the next generation of leaders. Geographical focus areas: Southern New Jersey, and to a lesser degree, Philadelphia; Westhampton, NJ, Itasca, IL, Aurora, CO.

    Contact Information:
    Foundation Manager
    Subaru of America Foundation, Inc.
    PO Box 6000
    Cherry Hill, NJ 08034-6000

    Wachovia Regional Foundation
    The Wachovia Regional Foundation is a private foundation that aims to improve the quality of life for children and families living in low-income neighborhoods in New Jersey, Delaware, and eastern Pennsylvania. The Foundation concentrates its resources on the creation and implementation of resident-driven neighborhood plans.

    Contact information:
    800-WACHOVIA (800-922-4684)

New Jersey Daycare Training and Education